Encourage value-based insurance designs


Public and private insurers should adopt value-based insurance designs to facilitate access to medically necessary and high-value therapies for patients with life-threatening and chronic conditions. 

Why value-based insurance design works 

Under a value-based insurance design approach, treatments that provide high clinical value have low or no patient cost-sharing to increase patient access, ensuring more affordable care for patients. The Centers for Medicare and Medicaid Services (CMS) supports value-based insurance design. 

CMS implemented the Medicare Advantage Value-Based Insurance Design Model, which offers supplemental benefits or reduced out-of-pocket costs for high clinical value services to patients with certain chronic conditions. 

Act now

Tell Congress to lower out-of-pocket costs for the 46 million Americans who depend on Medicare Part D.