Important: Patient Advocate Foundation’s TotalAssist program launches on July 1. Whether you’re a new patient, or you’re currently receiving assistance from Patient Advocate Foundation or PAN Foundation, visit our TotalAssist.org website to learn more about next steps, get helpful information, and access your portal account. Starting July 1, the call center can be reached by calling toll free, 866-512-3861 from 8:30am to 5:30pm ET.

PAN’s Medicare reforms guide referenced in Investopedia article

Information about this website: Following the March 2026 merger of Patient Advocate Foundation and the PAN Foundation, this website is now a part of Patient Advocate Foundation and remains active during our website transition.

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In their guide to 2025 Medicare open enrollment changes, Investopedia references the PAN Foundation’s guide to Medicare Part D reforms—specifically in their coverage of the Medicare Prescription Payment Plan which launches on January 1, 2025.

In 2025, patients can spread out the cost of medications evenly over a period of months rather than paying the full amount at the pharmacy. The new Medicare Prescription Payment Plan can ease budgeting, particularly for expensive drugs.

PAN covers everything you need to know about Medicare reforms, with additional detailed guides to understanding the Medicare Prescription Payment Plan as well as the new Medicare Part D cap on out-of-pocket expenses.