Important announcement: Following the 2026 merger of Patient Advocate Foundation and the PAN Foundation, this website is now part of Patient Advocate Foundation and remains active during the transition. If you are currently receiving assistance, or would like to apply, visit TotalAssist.org to find your fund and access your account. For help by phone, call 866-512-3861, Monday through Friday, 8:30am to 5:30pm ET. Learn more about the merger and our organization.

The benefits of smoothing out-of-pocket costs for Medicare beneficiaries

During our transition, where to find information about:

In July 2020, the PAN Foundation along with the Berkeley Research Group surveyed 8,000 Medicare beneficiaries about Medicare affordability, caps on out-of-pocket costs in Medicare Part D, and their experience with charitable financial assistance.

The survey provided new insights into the benefits of smoothing out-of-pocket costs throughout the year with a monthly cap compared to an annual cap for Medicare beneficiaries with high Part D drug costs.