The benefits of smoothing out-of-pocket costs for Medicare beneficiaries
Information about this website: Following the March 2026 merger of Patient Advocate Foundation and the PAN Foundation, this website is now a part of Patient Advocate Foundation and remains active during our website transition.
Where to find information during our transition:
- About the merged organization: uniting.patientadvocate.org
- Financial assistance: totalassist.org
- Additional direct patient services and resources: patientadvocate.org
- Education: panfoundation.org and education.patientadvocate.org
- Clinical trials education: clinicaltrials.panfoundation.org
- Advocacy: npaf.org
- Research: patientinsightinstitute.org
In July 2020, the PAN Foundation along with the Berkeley Research Group surveyed 8,000 Medicare beneficiaries about Medicare affordability, caps on out-of-pocket costs in Medicare Part D, and their experience with charitable financial assistance.
The survey provided new insights into the benefits of smoothing out-of-pocket costs throughout the year with a monthly cap compared to an annual cap for Medicare beneficiaries with high Part D drug costs.