PAN submits letters to Congress in support of the Health Care Affordability Act
During our transition, where to find information about:
- Our merged organization: uniting.patientadvocate.org
- Financial assistance: totalassist.org
- Additional direct patient services and resources: patientadvocate.org
- Education: panfoundation.org and education.patientadvocate.org
- Clinical trials education: clinicaltrials.panfoundation.org
- Advocacy: npaf.org
- Research: patientinsightinstitute.org
The PAN Foundation submitted letters to the House and Senate sponsors of S. 46, in support of the Health Care Affordability Act. This legislation makes permanent enhanced premium tax credits (EPTCs), which lower monthly premiums for individuals and families who buy health insurance coverage in state and federal Marketplaces.
The tax credits have been a lifeline for millions of Americans, making health insurance more affordable and accessible—especially for individuals and families managing chronic conditions. The Health Care Affordability Act will protect nearly all Affordable Care Act Marketplace enrollees from experiencing a significant increase in their premium costs in January 2026. Without the continuation of the EPTCs, low-income enrollees and those who live in states that have not expanded Medicaid are most at risk of facing the steepest increases in their annual premiums. With more people uninsured, uncompensated care costs could increase by $80 billion over the next decade and exacerbate ongoing health workforce strain and financial pressures on health systems, especially in rural and underserved areas.