How to Save on Prescription Drugs

Q: I have a high-deductible health insurance plan and tend to rack up hefty prescription drug costs each year. Are there any good tools or resources to help me save on prescriptions? – R.C., Nashville

A: Many employers and insurers are beefing up their online tools to provide personalized advice that can help you pay less for prescription drugs. You can look up the drug on your smartphone before you leave the doctor’s office and find out how much it will cost you (whether or not you’ve met your deductible). You can also see whether you can save money with generics or therapeutic alternatives, and whether you can get your meds at preferred pharmacies with lower prices.